Life insurance helps to ensure that your loved ones are protected against financial difficulties in the event of a premature death.  It provides financial security for your family by protecting your financial resources, such as your present and future income, against the uncertainties of life.

More specifically, life insurance provides cash to your family after your death.  This cash (the death benefit) replaces the income you would have provided and can meet many important financial needs: it can help pay the mortgage, run the household, send your kids to college, and ensure that your dependents are not burdened with debt.  The proceeds from a life insurance policy could mean that your family won't have to sell assets to pay outstanding bills or taxes.  Also, there is no federal income tax on life insurance benefits.

With the help of one of the insurance professionals at FCNB Insurance Services Inc., you can develop a complete plan that will protect you and your family.

Contact one of our FCNB Insurance Agents for more information!

Insurance products offered through FCNB Insurance Services, Inc.
* Not a Deposit * Not FDIC-Insured * Not Insured By Any Federal
Government Agency * Not Guaranteed by the Bank * May Go Down In Value

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