FCNB Financial, through Money Concepts Capital Corp, offers a variety of investment choices to growing businesses. Contact Wealth Managers Julie Settles and John Meusch for more information!

401(k) Plan

A 401(k) plan allows you as an employer to help fund employee retirement plans.  Employees can contribute directly to the plan, while employers can make matching contributions.  

Simple IRA Plans

A Simple IRA plan is an alternative to the traditional 401(k) plans.  They offer the same benefits as a 401(k)s, but do not require a third-party administrator. These plans are for employers with under 100 employees and they require a mandatory match by the company.  

Key Man and Second To Die Life Insurance

These are specialty policies that are used for business arrangements (some estate situations) to ensure that the business or estate remains with the designated beneficiary.

Disability Insurance

If you (the owner) is the main focus of the company, what happens to your business if you become incapacitated? How will you pay your loans back? This insurance coverage can be for short or long durations. This type of insurance is something every business owner should seriously consider.

Independent Contractor of Money Concepts International, Inc.  All securities offered through Money Concepts Capital Corp. Member FINRA/SIPC Money Concepts, 11440 N. Jog Road, Palm Beach Gardens, FL  33418, Phone (561) 472-2000 * Not a Deposit * Not FDIC-Insured * Not Insured By Any Federal Government Agency * Not Guaranteed by the Bank * May Go Down in Value