FCNB Financial offers a variety of investment choices to growing businesses. Contact Registered Representatives Tim Lorraine or Julie Settles for more information!
401(k) Plan
A 401(k) plan allows you as an employer to help fund employee retirement plans. Employees can contribute directly to the plan, while employers can make matching contributions.
Simple IRA Plans
A Simple IRA plan is an alternative to the traditional 401(k) plans. They offer the same benefits as a 401(k)s, but do not require a third-party administrator. These plans are for employers with under 100 employees and they require a mandatory match by the company.
Key Man and Second To Die Life Insurance
These are specialty policies that are used for business arrangements (some estate situations) to ensure that the business or estate remains with the designated beneficiary.
Disability Insurance
If you (the owner) is the main focus of the company, what happens to your business if you become incapacitated? How will you pay your loans back? This insurance coverage can be for short or long durations. This type of insurance is something every business owner should seriously consider.
Securities offered through Money Concepts * Member NASD * SiPC * Not a Deposit * Not FDIC-Insured *Not Insured By Any Federal Government Agency * Not Guaranteed by the Bank * May Go Down in Value
|