Certificates of Deposit (CDs) offer competitive returns on FDIC-insured savings. They're a great choice if you have a time-specific savings need or if you just want to diversify overall risk in your portfolio. 

First Community National Bank offers Certificates of Deposit (CDs) in varying lengths and opening amounts including automatically renewable, non-automatically renewable and add-on CD's.  Interest rates vary depending upon the length of the CD and when it is opened.

Current CD Specials

$10,000 minimum deposit required. For IRA's the minimum deposit is $1,000. Interest compounded quarterly.  Substantial penalty for early withdrawal. Must have an account with FCNB.  Interest must be added back to the CD or credited to a checking or savings account with FCNB.  Rate effective March 1st, 2010. Rates subject to change.  On the 35-month CD Special, additional funds can be added onto the CD at any time in minimum increments of $5,000.  15-month CD Special does not have Add-On Option.

First Savers CD 

• $500.00 minimum opening balance
• 12 month term
• $100.00 minimum required for add-on
• Substantial penalty for early withdrawal

Current CD Rates

As of March 1, 2010:

Substanital penalty for early withdrawal.

To open a CD, visit any of our FCNB Financial Centers.  For more information, please complete the information request form below.

IMPORTANT INFORMATION ABOUT
PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

Certificate of Deposit Information Request Form

* Indicates a required field First Name *: Middle Initial: Last Name *: Phone *: Example: 913-555-1212 E-mail: Address(1): Address(2): City: State: Alabama Alaska Arizona Arkansas California Colorado Connecticut District of Columbia Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Zip Code: Comments or questions:   This Inquiry is sent via email which is not secure. For your protection, please do not send comments or questions containing personal financial information. Do not include member numbers, account numbers, social security numbers or any other sensitive data of this nature in your correspondence.