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Certificates of Deposit (CDs) offer competitive returns on FDIC-insured savings. They're a great choice if you have a time-specific savings need or if you just want to diversify overall risk in your portfolio.
First Community National Bank offers Certificate of Deposits (CDs) in varying lengths and opening amounts including automatically renewable, non-automatically renewable and add-on CD's. Interest rates vary depending upon the length of the CD and when it is opened.
Current CD Specials
Step-Up CD Special13 Months - 2.50% APYCustomers are allowed to bump rate up once to the current 12 month rate at any time during the term of the CD.
$25,000 minimum deposit. Interest compounded quarterly. Substantial penalty for early withdrawal. Must have an account with FCNB. Interest must be added back to the CD or credited to a checking or savings account with FCNB. Rates effective as of April 22nd, 2008. Rates subject to change.
A one-time rate adjustment is permitted anytime during the original term. When exercising the step-up option, the term must be that of current 12 month CD rates. CDs will renew into CDs not permitting Step Up of the interest rate.
First Savers CD Are you looking for a way to start saving your money? Then here is a great way - with the First Savers CD!
- $500.00 minimum opening balance
- 12 month term
- $100.00 minimum required for add-on
- Substantial penalty for early withdrawal
Current CD Rates
As of March 19, 2008:
|
Term |
$1,000.00 to $9,999.99 |
$10,000 & Above |
|
45 Days |
1.82% APY |
2.02% APY |
|
3 Month |
1.50% APY |
1.70% APY |
|
6 Month |
1.75% APY |
1.95% APY |
|
12 Month |
1.93% APY |
2.13% APY |
|
24 Month |
2.27% APY |
2.47% APY |
|
36 Month |
2.62% APY |
2.82% APY |
|
48 Month |
2.96% APY |
3.16% APY |
|
60 Month |
3.30% APY |
3.50% APY |
Substanital penalty for early withdrawal.
To open a CD, visit any of our FCNB Financial Centers. For more information, please complete the information request form below.
IMPORTANT INFORMATION ABOUT
PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
Certificate of Deposit Information Request Form
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