It's all about choices at FCNB! At First Community National Bank, you'll find the account that is right for you! FCNB makes managing your money easier than ever!  FREE Checking Account
Enjoy the Freedom of FCNB's Free Checking Account! - FREE Debit/ATM Card
- FREE Online Banking
- FREE Online Bill Pay
- FREE Touch Tone Banking
- No monthly service charge
- No per check charge
- No minimum balance requirement
- Unlimited check writing
- $100 Minimum Opening Deposit
- Easy-to-balance monthly statement
First Club Checking Account Need more options? FCNB's First Club Checking Account offers outstanding benefits for a low monthly fee! - No Minimum or Average Daily Balance Requirement
- FREE First Club checks
- FREE Debit/ATM Card
- FREE Online Banking
- FREE Online Bill Pay
- FREE Touch Tone Banking
- Walk-In Pharmacy Card
- EyeCare and EyeWear Discount Program
- $5,000 Identity Theft Insurance
- FREE Notary Service
- 50% off of the fee for Cashier's Checks and Money Orders
- $50 discount on FCNB mortgage closing costs
- Special discounts on entertainment such as Silver Dollar City and Six Flags
- Customer can write up to 40 checks at not fee. After 40 checks, there is a $.25 per check charge
- Customer receives Accidental Death & Dismemberment Insurance and Common Carrier Insurance
- $100 Minimum Opening Deposit
- Easy-to-balance Monthly Image Statement
- Plans start at $7.00 per month
First Club NOW AccountFCNB's First Club NOW Account provides the same exceptional benefits as the First Club Account, plus earn interest on your money! - All benefits of the First Club Account included
- Earn interest when the account maintains a $1,000 average daily balance
- If balance remains above $1,000.00 during the entire statement cycle, the First Club Now monthly fee will be charged. If balance falls below $1,000.00 during the statement cycle, an additional $10.00 minimum balance service fee is charged
- $1,000 Minimum Opening Deposit
- Plans start at $3.50 per month
 Prestige Checking Account
FCNB's Prestige Account is designed exculsively for customers age 50 and above! Enjoy our FREE Account with benefits! - Must be 50 years of age or older
- FREE Personalized Prestige Club Checks
- No Monthly Service Charge
- No Per Check Charge
- No Minimum Balance Requirement
- Unlimited check writing
- Interest earned when account maintains a $1,000 average daily balance
- FREE Debit/ATM Card
- FREE Online Banking
- FREE Online Bill Pay
- FREE Touch Tone Banking
- FREE Notary Service
- No fees charged for Money Orders or Cashier's Checks
- FREE Prestige Account Medical ID Card
- FREE Direct Deposit of social security and annuity payments
- Special discounts on entertainment such as Silver Dollar City and Six Flags
- Assistance from your own personal banker
- Optional enrollment in the Prestige Travel Club Rewards Program
- Opportunities to travel, attend seminars and enjoy socials
- $100 Minimum Opening Deposit
- Easy-to-balance monthly image statement
Platinum Prestige Account- All the benefits of the Prestige club included
- Must maintain $10,000 Average Daily Balance or $25,000 Combined Average Daily Balance in one or more account relationships ($10.00 fee per month if requirements are not met)
- FREE Photo Debit Card
- Preferred Rates on CDs and Loans
- One annual withdrawal up to $2,500 of your CD for expenditures or emergencies without any early withdrawal penalties (min. of $500)
- 50% off Safe Deposit Box fee
- Customer receives $10,000 Accidental Death & Dismemberment Insurance, $20,000 Common Carrier Insurance and $5,000 Identity Theft Insurance
- 30 Day Advance Notice on Trips
- FREE Financial Seminars and Special Socials
Click here for the Prestige Travel Club! Regular Personal Checking Account- Minimum balance requirement waived for non-profit organizations, churches and fiduciary accounts
- FREE Debit/ATM Card
- FREE Online Banking
- FREE Online Bill Pay
- FREE Touch Tone Banking
- No service charge if the minimum daily balance remains above $600 during the monthly statement cycle
- $100 Minimum Opening Deposit
- Easy-to-balance Monthly Image Statement
 Student Advantage Checking
FCNB's Student Advantage Checking is designed especially for the student! With great ways to manage your finances on the run, this account is perfect for the student on the go! - Open the account with only $25.00
- Especially for students 16 to 26 years old
- Must be enrolled in high school or higher education
- FREE Checking with no monthly fees or minimum balance requirements
- FREE Photo Debit Card
- FREE Online Banking
- FREE Online Bill Pay
- FREE Touch Tone Banking
- Easy-to-balance monthly statement
FDIC Consumer News for Teens To open a checking account, visit any of our FCNB Financial Centers. For more information, please complete the information request form below.
IMPORTANT INFORMATION ABOUT
PROCEDURES FOR OPENING A NEW ACCOUNT To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
Personal Checking Account Information Request Form
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