It's all about choices at FCNB! At First Community National Bank, you'll find the account that is right for you! FCNB makes managing your money easier than ever! Real Life Checking AccountEarn Real Life Rewards, plus Cash Back! It's the perfect way to make your banking work for you! Real Life Rewards* - High Interest - 4.01% Annual Percentage Yield up to and including $25,000
- Additional balance above $25,000 earns 0.50% Annual Percentage Yield
- Refund of foreign ATM fees (up to $20)
- 100% Service Charge Refund
Requirements to earn Rewards - 10 or more Debit Card transactions (signature or debit)
- Enrollment in e-Statements
- Have at least one Direct Deposit or ACH>
- Must meet at least one:
- Make at least one payment through Online Bill Pay
- Have 5 or less checks
Cash Back Rewards - Cash Back - $0.25 Cash Back for every signature-based Debit Card transaction (up to $25)
- Must meet all of the above requirements and have a minimum of 20 signature-based debit card transactions to earn Cash Back Rewards
*If requriements are not met, the entire balance earns 0.01% Annual Percentage Yield and a $2.00 service charge will be accessed. Fees could reduce the earnings on this account. All requirements must be met during the monthly statement cycle. Rates effective June 1, 2010. Rates subject to change. FREE Checking AccountEnjoy the Freedom of FCNB's Free Checking Account! - No monthly service charge
- No per check charge
- No minimum balance requirement
- Unlimited check writing
Prestige Checking AccountFCNB's Prestige Account is designed exclusively for customers age 50 and above! Enjoy our FREE Account with benefits! - Must be 50 years of age or older
- FREE Personalized Prestige Club Checks
- No Monthly Service Charge or No Per Check Charge
- No Minimum Balance Requirement
- Unlimited check writing
- Tiered interest rates when account maintains a $1,000 average daily balance
- No fees on Money Orders or Cashier's Checks
- Free Direct Deposit of social security and annuity payments
- Opportunities to travel, attend seminars and enjoy socials
Platinum Prestige Account- All the benefits of the Prestige club included
- Must maintain $10,000 Average Daily Balance or $25,000 Combined Average Daily Balance in one or more account relationships ($15.00 fee per month if requirements are not met)
- Free Photo Debit Card
- Preferred Bonus Rate of .25% on CDs and Loans
- One annual withdrawal up to $2,500 of your CD for expenditures or emergencies without any early withdrawal penalties (min. of $500)
- 50% off Safe Deposit Box fees
- Real Extras Personal Plan Included at no cost
- Free Financial Seminars and Special Socials
Prestige with Interest Tier 1 - Real Life Rewards* - High Interest - 1.00% Annual Percentage Yield up to and including $25,000
- Additional balance above $25,000 earns 0.50% Annual Percentage Yield
- 100% Service Charge Refund
Requirements to earn Rewards - 5 or more Debit Card transactions (signature or debit)
- Have at least one Direct Deposit or ACH
Tier 2 - Real Life Rewards - High Interest - 4.01% Annual Percentage Yield up to and including $25,000
- Additional balance above $25,000 earns 0.50% Annual Percentage Yield
- Refund of foreign ATM fees (up to $20)
- 100% Service Charge Refund
Requirements to earn Rewards - 10 or more Debit Card transactions (signature or debit)
- Enrollment in e-Statements
- Have at least one Direct Deposit or ACH
- Must meet at least one:
- Make at least one payment through Online Bill Pay
- Have 5 or less checks
*If requriements are not met, the entire balance earns 0.01% Annual Percentage Yield and a $2.00 service charge will be accessed. Fees could reduce the earnings on this account. All requirements must be met during the monthly statement cycle. Rates effective June 1, 2010. Rates subject to change. Platinum Prestige with Interest Same tiers and requirements as the Prestige with Interest only higher rates. Tier 1 - Real Life Rewards* - High Interest - 2.00% Annual Percentage Yield up to and including $25,000
- Additional balance above $25,000 earns 0.50% Annual Percentage Yield
Tier 2 - Real Life Rewards - High Interest - 4.01% Annual Percentage Yield up to and including $25,000
- Additional balance above $25,000 earns 1.00% Annual Percentage Yield
*If requriements are not met, the entire balance earns 0.01% Annual Percentage Yield and a $2.00 service charge will be accessed. Fees could reduce the earnings on this account. All requirements must be met during the monthly statement cycle. Rates effective June 1, 2010. Rates subject to change. Real Connected Checking FCNB's Real Connected Checking is designed especially for the student! With great ways to manage your finances on the run, this account is perfect for the student on the go! Real Life Rewards* - Refund of foreign ATM fees (up to $20)
- 100% Service Charge Refund
Requirements to earn Rewards - 10 or more Debit Card transactions (signature or debit)
- Enrollment in e-Statements
- Log on to Online Banking one time
Cash Back Rewards - Cash Back - $0.25 Cash Back for every signature-based Debit Card transaction (up to $25)
- Must meet all the above requirements and have a minimum of 20 signature-based debit card transactions to earn Cash Back Rewards
*If requirements are not met, a $2.00 service charge will be assessed. Fees could reduce the earnings on this account. All requirements must be met during the monthly statement cycle. To enroll in the account, you must be enrolled in high school or higher education and be between ages 16 and 26 years old. To open a checking account, visit any of our FCNB Financial Centers. For more information, please complete the information request form below.
IMPORTANT INFORMATION ABOUT
PROCEDURES FOR OPENING A NEW ACCOUNT To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
Personal Checking Account Information Request Form
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